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Couple WalkingI find it hard to believe that we are in November already. As the year continues to pass, I want to remind everyone to stay prudent on keeping their life insurance levels current. Many things happen from month to month or even year to year which warrant an individual to look at their existing coverage and see if it is at an appropriate level. Quite often what one assumes is "good enough" really isn't and I've seen it first hand when I deliver a claim cheque. Families are underinsured and do not realize it until it's too late. Does this apply to you? To help you answer that, I've included a few questions below which might help you figure that out:
  • Have you had an increase in your debt?
  • Are you carrying mortgage insurance through the bank? Have you searched alternatives?
  • Has your family expanded?
  • Is your term policy nearing maturity and you still have a need for life insurance?
  • Are you on track for meeting your retirement needs – do you know what those needs will be?
  • Will you leave behind a financial legacy you would be proud of?
  • Are you 100% confident in your ability to answer these questions?
Protect your family. Call Heritage Insurance at (306) 693-7640 for more information on Moose Jaw life insurance.
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